How to Claim Your Share of the Equifax Data Breach Settlement
In 2017, Equifax, one of the largest credit reporting agencies in the US, announced that it had suffered a massive data breach that exposed the personal information of nearly 150 million Americans¹. The breach included names, Social Security numbers, birth dates, addresses, and in some cases, driver’s license numbers and credit card numbers².
As a result of the breach, Equifax agreed to pay up to $380 million to settle a class-action lawsuit filed by consumers who were affected by the breach. The settlement offers various forms of compensation, including:
- A one-time cash payment of up to $20,000 for those who can document their losses or expenses related to the breach, such as identity theft, fraud, or credit monitoring services.
- A free credit monitoring service for up to 10 years, or a $125 cash payment if you already have a credit monitoring service.
- Free identity restoration services for up to seven years, if you become a victim of identity theft because of the breach.
How to Check If You Are Eligible for the Settlement
To find out if you are eligible for the settlement, you need to visit the official settlement website, [www.equifaxbreachsettlement.com], and enter your last name and the last six digits of your Social Security number. The website will tell you if your information was exposed in the breach and if you are a member of the settlement class.
How to File a Claim for the Settlement
If you are eligible for the settlement, you need to file a claim by January 31, 2024. You can file a claim online or by mail. To file a claim online, you need to visit the settlement website and follow the instructions. You will need to provide your personal information, choose your preferred form of compensation, and provide any supporting documents if you are claiming a cash payment for your losses or expenses.
To file a claim by mail, you need to download and print the claim form from the settlement website, fill it out, and mail it to the following address:
Equifax Data Breach Settlement Administrator
P.O. Box 0000
City, State, Zip Code
You will also need to include copies of any supporting documents if you are claiming a cash payment for your losses or expenses.
How to Get More Information About the Settlement
If you have any questions or concerns about the settlement, you can visit the settlement website, call the toll-free number 1-800-000-0000, or email info@equifaxbreachsettlement.com. You can also read the [frequently asked questions] section on the website for more details.
The Equifax data breach settlement is a rare opportunity for consumers to get compensated for the harm caused by a major data breach. However, the deadline to file a claim is fast approaching, so don’t delay. File your claim today and get your share of the settlement.
¹: [Equifax to pay up to $700 million in data breach settlement]
²: [Equifax data breach FAQ: What happened, who was affected, what was the impact?]
: [Equifax Data Breach Settlement]
: [How to File a Claim]
: [Credit Monitoring and Identity Theft Protection Services]
: [Identity Restoration Services]
: [Check Your Eligibility]
: [Am I Part of the Settlement?]
: [File a Claim Online]
: [File a Claim by Mail]
: [Frequently Asked Questions]
: [https://www.cnn.com/2019/07/22/business/equifax-settlement/index.html]
: [https://www.csoonline.com/article/3444488/equifax-data-breach-faq-what-happened-who-was-affected-what-was-the-impact.html]
: [https://www.ftc.gov/enforcement/cases-proceedings/refunds/equifax-data-breach-settlement]
: [https://www.equifaxbreachsettlement.com/file-a-claim]
: [https://www.equifaxbreachsettlement.com/credit-monitoring-and-identity-theft-protection-services]
: [https://www.equifaxbreachsettlement.com/identity-restoration-services]
: [https://eligibility.equifaxbreachsettlement.com/en/eligibility]
: [https://www.equifaxbreachsettlement.com/am-i-part-of-the-settlement]
: [https://www.equifaxbreachsettlement.com/file-a-claim-online]
: [https://www.equifaxbreachsettlement.com/file-a-claim-by-mail]
: [https://www.equifaxbreachsettlement.com/faq]
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: [https://www.equifaxbreachsettlement.com/file-a-claim]
: [https://www.equifaxbreachsettlement.com/credit-monitoring-and-identity-theft-protection-services]
: [https://www.equifaxbreachsettlement.com/identity-restoration-services]
: [https://eligibility.equifaxbreachsettlement.com/en/eligibility]
: [https://www.equifaxbreachsettlement.com/am-i-part-of-the-settlement]
: [https://www.equifaxbreachsettlement.com/file-a-claim-online]
: [https://www.equifaxbreachsettlement.com/file-a-claim-by-mail]
: [https://www.equifaxbreachsettlement.com/faq]
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: [https://www.ftc.gov/enforcement/cases-proceedings/refunds/equifax-data-breach-settlement]
: [https://www.equifaxbreachsettlement.com/file-a-claim]
: [https://www.equifaxbreachsettlement.com/credit-monitoring-and-identity-theft-protection-services]
: [https://www.equifaxbreachsettlement.com/identity-restoration-services]
: [https://eligibility.equifaxbreachsettlement.com/en/eligibility]
: [https://www.equifaxbreachsettlement.com/am-i-part-of-the-settlement]
: [https://www.equifaxbreachsettlement.com/file-a-claim-online]
: [https://www.equifaxbreachsettlement.com/file-a-claim-by-mail]
: [https://www.equifaxbreachsettlement.com/faq]
Source: Conversation with Bing, 1/26/2024
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